Everybody has to start somewhere with their financial knowledge, and for millions of people, that ‘somewhere’ is podcasting. There are now hundreds of shows with thousands of listeners covering budgeting, investing, retirement, and more.
If you’re on the hunt for more shows on mastering your finances, you can use this guide to learn about the best finance podcasts for beginners. We cover what they do best, who they host, and how often they publish, so you can create your own ‘curricula’ for mastering the basics of personal finance.
Table of Contents
- Why Should I Listen to Finance Podcasts?
- What Are the Top Finance Podcasts for Beginners in 2025?
- The Ramsey Show: Best for Debt-Free Living
- Money 101: Best for Complete Beginners
- The Clark Howard Podcast: Best for Buying Tips and Tricks
- Stay Wealthy: Best for Retirement Planning
- The Money Guy Show: Best for Case Studies
- Women & Money: Best for Women’s Beginner Finance
- Optimal Finance Daily: Best for Short Budgeting Bites
- Other Podcasts to Mention
- How Do I Choose a Finance Podcast for Beginners?
- The Bottom Line on Choosing a Finance Podcast for Beginners
Why Should I Listen to Finance Podcasts?
You probably wouldn’t be reading this if you didn’t see the value of finance podcasts. But do you realize just how valuable daily listening can be?
For one thing, finance podcasts can help you better understand money and how to put it to work in your daily life. This can take quite a bit of stress off everyday financial planning, since you won’t need to worry about whether or not you’re making a ‘wrong’ decision.
You can also use finance podcasts to set yourself up for success months, years, and even decades in advance. For example, many finance podcasts for beginners cover topics like retirement, which can make it easier to make wise investments and grow your nest egg so you can achieve your financial goals.
Finally, finance podcasts can help you build new habits for saving, budgeting, and planning for the future. They also break down complex topics and provide practical advice so you can get started with new financial tactics virtually right away.
All this is possible with a solid listening calendar. You just have to find the right podcasts first.
So let’s take a look at the best finance podcasts for beginners, including 10 popular options plus five honorable mentions.
What Are the Top Finance Podcasts for Beginners in 2025?
Ready to add a new finance podcast to your listening calendar?
Here’s a quick roundup of the best finance podcasts and their publishing schedule:
| Sunday | Monday | Tuesday | Wednesday | Thursday | Friday | Saturday |
| The Ramsey Show | The Ramsey Show | The Ramsey Show | The Ramsey Show | The Ramsey Show | ||
| Optimal Finance Daily | Optimal Finance Daily | Optimal Finance Daily | Optimal Finance Daily | Optimal Finance Daily | Optimal Finance Daily | Optimal Finance Daily |
| The Money Guy Show | The Money Guy Show | |||||
| Stay Wealthy | ||||||
| The Clark Howard Podcast | The Clark Howard Podcast | The Clark Howard Podcast | ||||
| Women & Money | Women & Money |
Now, let’s get started with one of the biggest shows on our list:
The Ramsey Show: Best for Debt-Free Living
There’s a good chance you’ve already heard of The Ramsey Show—it’s one of the biggest audio shows across the entire United States. In it, Dave Ramsey and his cast of rotating hosts take live on-air calls and answer questions about life and money.
The focus of The Ramsey Show is on debt-free living, particularly following Ramsey’s financial principles around debt reduction, building a budget, paying student loans, and more. Ramsey himself is often available to answer questions, as well as various specialists such as Dr. John Delony, Ken Coleman, Jade Warshaw, and others.
You can hear The Ramsey Show live at least five days per week from 2 PM to 5 PM EST. You can watch the show live on YouTube or the Ramsey Solutions website, or tune in on radio stations like iHeartRadio or SiriusXM.
Where Beginners Might Start with the Ramsey Show
Every episode of The Ramsey Show is recorded live, which means the topics can vary from show to show. However, Ramsey Solutions has curated popular calls and snippets into special audio collections so you can get started quickly.
A few of these include:
- Dave’s Top Teaching Moments | Dave Ramsey’s Greatest Hits
- Top 🔟 – Unbelievable Calls on The Dave Ramsey Show (vol. 1)
- 5 Things That Will Make You Wealthy – Dave Ramsey Rant
Money 101: Best for Complete Beginners
Money 101 was a BBC radio series covering all the basics of personal finance (from budgeting to debt to saving for retirement). Host Bea Duncan, senior producer and podcast consultant, published a total of 18 episodes between December 2019 and February 2020.
Every episode of Money 101 lasts 35 minutes or less and explores renting, spending, credit cards, and borrowing money. Bea also interviews subject matter experts with experience to offer, including Sir Steve Webb, Elemi Atagolo, and Gemma Godfrey.
Since Money 101 is no longer in production, you can listen to all 18 episodes directly on Spotify. You can also mix and match episodes depending on your interests, so you don’t suffer through a subject you’ve already mastered.
Where Beginners Might Start with Money 101
Money 101 is already complete, so the show catalog is already available in full. That said, if you still want a few starting points, you might try these episodes on for size:
The Clark Howard Podcast: Best for Buying Tips and Tricks
The Clark Howard Podcast is one of the longest-running finance audio shows of all time, specializing in financial advice, consumer support, and product reviews. Hosted by (you guessed it) author and consumer advocate Clark Howard, the content is focused on consumer advice, smart shopping, and financial tips for purchasing products.
Clark’s ad-free episodes are available every Tuesday, Wednesday, and Friday and continue to cover a wide variety of topics. Newer episodes include financial advisor Wes Moss, who answers money and investing-related questions submitted by show listeners.
Keep in mind that The Clark Howard Podcast doesn’t necessarily ‘specialize’ in any one topic. However, its broad overlook of products and buying tips makes it a perfect foray into finance for beginners.
Where Beginners Might Start with The Clark Howard Podcast
You can listen to these beginner-friendly episodes on Apple Podcasts, Spotify, or at Clark.com.
- Clark’s Auto Loan Directive / Skimmer Scam Prevention
- Re-shop Travel Bookings / The Greatest Financial Threat We Face
- Clark Answers His Critics on Clark Stinks / Best Sunscreens
Stay Wealthy: Best for Retirement Planning
Stay Wealthy is a weekly personal finance podcast hosted by Taylor Schulte, a Certified Financial Planner (CFP) and retirement planning specialist. The show was created specifically for individuals in or approaching retirement, and today, it is a go-to resource on topics like tax planning, income strategies, portfolio withdrawal, and legacy building.
Unlike other finance podcasts for beginners, Stay Wealthy drills down into the financial decisions that matter to retirees. Schulte has a talent for breaking down complex topics and explaining how to take control of your retirement plan without a finance degree.
New episodes drop twice per month on Thursdays and are typically between 20 and 30 minutes long. The length is perfect for a walk, a commute, or a coffee break if you’re curious about retirement planning and not sure how to plan your approach.
Where Beginners Might Start with Stay Wealthy
Tune into these beginner-friendly podcasts on YouTube Music, Spotify, and Apple Podcasts:
- The Right Way for Retirement Savers to Approach ESG Investing With Liz Simmie
- Retirement Investing #1: The Psychology of Money with Morgan Housel
- Tax Gain Harvesting: What is It and When to Use It
The Money Guy Show: Best for Case Studies
The Money Guy Show is heavily focused on making smarter decisions for building wealth. It’s also one of four major shows available under the Money Guy label, including The Money Guy Show, Ask Money Guy, Making a Million, and React.
Hosts Brian Preston and Bo Hanson are both Certified Public Accountants (CPAs) and Chartered Financial Analysts (CFPs). If you want to ask questions, you can submit to the Ask Money Guy Livestreams, plus plenty of free articles and resources are available to listeners.
But the Money Guy Show’s real claim to fame is covering stories and case studies from real-life people. It explains their prior situation, their turning point, and the steps they’ve taken to improve their finances, many of which conform to the Financial Mutant framework.
Where Beginners Might Start with The Money Guy Show
You can listen to The Money Guy Show on YouTube, Apple Podcasts, and Spotify. If you’re really ambitious, keep in mind there are also several mini-series available, many of which cover investment opportunities and market timing.
Some of the best episodes for beginners include:
- Financial Advisors React to Money Advice on TikTok
- Average 401(k) Balance by Age (2021 Edition): Are You Behind?
- How to Become a Millionaire! (By Age)
Women & Money: Best for Women’s Beginner Finance
Women & Money is a podcast designed for women who want to take control of their financial future. Hosted by Suze Orman, one of the most well-known financial experts in the US, it covers anything from everyday budgeting and investing to navigating career transitions, relationships, and retirement.
Listeners say Suze’s style is firm and no-nonsense — she’s not afraid to challenge listeners to make smarter decisions and stop avoiding their money. She often hosts guests who bring a level of accessibility to beginning investors, including names like Keith Fitz-Gerald and Kathy Travis.
Most episodes of Women & Money are under 30 minutes and drop twice per week: Suze School on Sundays and Ask Suze & KT Anything on Thursdays. You can also find occasional bonus episodes with timely advice or commentary on breaking financial news.
Where Beginners Might Start with Women & Money
You can find these beginner-friendly episodes of Women & Money on Spotify, Apple Podcasts, and YouTube.
- The Four Things You Need to Know Now
- Best Of: Changing The World, One Woman At A Time
- Ask Suze & KT Anything: Why Did My Credit Score Drop?
Optimal Finance Daily: Best for Short Budgeting Bites
Host Diania Merriam describes Optimal Finance Daily as an ‘audioblog’ or ‘blogcast’ for anyone who wants to learn about finance. There are more than 2,000 episodes available online, alongside other Optimal Living Daily podcasts such as Health, Work, and Relationships.
Optimal Finance Daily finds articles covering many aspects of personal finance, including early retirement, financial independence, and how to save money on a budget. Each episode is around 12 minutes or less, so you can get the choicest information in the shortest period of time.
Keep in mind Optimal Finance Daily also publishes on weekends, including Saturdays and Sundays, with the occasional double-upload for special occasions. If you listen on YouTube, you can also read the article by clicking the attached link in the description.
Where Beginners Might Start with Optimal Finance Daily
You can listen to Optimal Finance Daily on Apple Podcasts, Spotify, and of course, YouTube. Here are some of the most beginner-friendly episodes you might consider before diving in deeper:
- 182: Mr. Money Mustache vs. Dave Ramsey
- 028: How I Became Financially Independent in 5 Years – Part 1
- 1218: Worth vs. Worth It: Stretching Out The Family Van
Other Podcasts to Mention
Hungry for more?
Here are a few more personal finance podcasts that might deserve a spot in your downloads:
- Planet Money: NPR’s beloved Planet Money podcast breaks down how popular events have affected the economy. You’ll get bi-weekly episodes with plenty of personal stories, real-world examples, and episodes that feel more like audio-journalism and storytelling than ‘dry’ financial information.
- Money for the Rest of Us: Former investment strategist J. David Stein helps everyday people understand how money works. Popular episodes for beginners explain how to invest money effectively and build lasting wealth without feeling deprived.
- Afford Anything: Paula Pant’s long-running (and very popular) finance podcast challenges you to make smarter decisions about money, time, and energy. Her famous catchphrase summarizes most of the show: “You can afford anything, but not everything.”
- BiggerPockets Money Podcast: This podcast is designed for early-stage wealth builders and offers real stories, smart advice, and interviews with everyday people. If you’re pursuing financial independence, you might want to join Scott Trench and Mindy Jensen every week on Mondays and Fridays.
- So Money: Hosted by Farnoosh Torabi, the award-winning So Money podcast explores personal finance through the lens of psychology, behavior, and candid conversations with notable guests such as Rachel Rodgers.
How Do I Choose a Finance Podcast for Beginners?
Picking a list of podcasts from quite literally hundreds of shows can feel like finding a grain of salt in a sandbox.
Whether you’re just learning what a Roth IRA is or trying to finally stick to a budget, here are six simple tips to help you find the right show:
- Start with your goals. Trying to pay off debt? Want to save for a house? Build a list of podcasts that align with what you want to accomplish financially, not necessarily things that don’t interest you (like real estate flipping).
- Stick with what clicks. If an episode feels like it’s packed with jargon or skips over basic concepts, it likely isn’t at the level you need. Instead, you might choose hosts who break things down clearly without making you feel lost in the weeds.
- Check the episode titles. Scroll through the backlogs of potentially interesting shows. Do the topics sound helpful and understandable? You’ll know you’re in the right place if the titles match questions you already have.
- Look for consistency. Some podcasts post once and disappear. Others have been going strong for years. A regular release schedule is a good sign of quality and reliability, especially if you feel you ‘click’ with the host and their content.
- Read the reviews. Listener feedback can give you the inside scoop on what to expect — like if the show’s geared toward true beginners or leans toward a more advanced audience.
- Test a few episodes. Don’t feel like you have to listen to everything in a show before deciding if it’s right for you. Instead, you might sample popular episodes or different format types to see whether or not it deserves a place on your calendar.
The Bottom Line on Choosing a Finance Podcast for Beginners
With so many beginner finance podcasts to choose from, the financially-savvy listener is spoiled for choice. We hope this list makes it easier to sort the best from the rest and create a listening calendar that makes sense for your needs.
But keep in mind this barely scratches the surface of the best finance podcasts, especially once you graduate from ‘beginner’ to ‘intermediate’ knowledge.